For individuals who want their credit fixed. For businesses who want filings handled.
We file every CFPB complaint, handle every dispute, follow up on every case — and deliver documented proof of every result. Same day. Every time.
Pick your path. Both are fully handled, fully documented, and backed by federal law.
You run the client relationship. We handle every CFPB complaint behind the scenes — same day, 100% white label. You get all the receipts and deliver results under your own brand.
You don't need a credit repair company as a middleman. Hire us directly. We dispute, file, follow up, and escalate until your credit reflects the truth — with full documentation every step.
No middleman. We handle every dispute, filing, follow-up, and escalation — and deliver documented proof of every result.
⚠️ We accept a limited number of repair program clients per month to ensure quality. Spots fill on a first-come basis.
You handle the client. We handle the filing. Complete payment first, then submit your case below.
If you're filing CFPB complaints manually, move the sliders. See exactly what it's costing your business every month.
Adjust to match your business reality.
Four steps from submission to results — whether you're a business or an individual.
Fill out the intake form with your info or your client's info. Takes about 5 minutes.
Same day — bureaus first, then individual creditors. Custom complaint text on every single filing.
All complaint confirmation IDs, a tracking summary, and documentation delivered within 24hrs.
Items removed. Inquiries drop. Collections disappear. Your credit reflects the truth.
Most credit repair businesses send dispute letters directly to bureaus. Bureaus can stall, rubber-stamp a "verified" response, or simply ignore a letter with zero consequences.
A CFPB complaint is different. It goes to a federal regulator with enforcement power. The bureau responds to the government on a public record admissible in litigation.
Companies that drag their feet on dispute letters respond within 15 days when a CFPB complaint is filed. Every time.
| Factor | Dispute Letter | CFPB Complaint |
|---|---|---|
| Who sees it | Bureau only | Federal regulator + public record |
| Response time | 30-45 days | 15 days required by law |
| Legal weight | None | Regulatory enforcement pressure |
| Creates litigation trail | Limited | Yes — admissible in court |
| Can be ignored | Often | Rarely — regulatory risk |
Filed through the official CFPB portal. Immediately logged, assigned a tracking number, forwarded to the named company. A federal record is created.
The company must respond to the CFPB. Most remove legitimate errors rather than defend fraud on federal record.
With an FTC Identity Theft Report attached, bureaus must block fraudulent info within 4 business days under §605B.
Items removed. Inquiry counts drop. Collections disappear. Score improves — with full confirmation records proving every result.
Section 605B is a law inside the FCRA giving identity theft victims a direct right to block fraudulent information from their credit report. When submitted to a bureau with an FTC Identity Theft Report, the bureau must block every listed item within 4 business days — no investigation, no back-and-forth.
Best practice: File the CFPB complaint AND mail the 605B letter at the same time. Two legal mechanisms, one case. Maximum pressure. Generate the letter below in seconds.
These aren't promises. These are documented outcomes from real cases filed through DisputeDispatch.
"I had 32 unauthorized hard inquiries from identity theft. Every single one was deleted after CFPB complaints were filed. I didn't have to do anything except fill out the form."
"Three collections and a charge-off gone in 60 days. My score jumped 89 points. I tried disputing these myself for two years and got nowhere. This was different."
"I used to spend 6–8 hours per client just filing forms. Now I submit the intake and get confirmations back the same day. My capacity literally doubled overnight."
Business or individual — fill this out and we handle the rest. Complete payment first, then submit. We confirm within 2 business hours and deliver all results within 24 hours.