Send us your client's case. We file every CFPB complaint against bureaus and individual creditors same day. You deliver results. We stay invisible.
The most time-consuming part of credit repair isn't the strategy — it's the admin. Every hour you spend clicking through CFPB forms is an hour you're not closing clients or growing your business.
One client. 3 bureaus. Up to 25 creditors. 28 separate complaint forms — each needing custom dates, company names, and resolution language. Manually. One at a time.
At $50/hr your time is worth, one identity theft case costs $400+ in labor. You charge $500–$1,500. That's most of your margin — doing work a computer should handle.
While filing CFPB forms for 8 hours you're not making sales calls, following up on leads, or posting content. The invisible cost nobody calculates.
Move the sliders. Watch what manual filing is actually costing your business.
Adjust to match your business reality.
Four steps from submission to delivery.
Fill out the intake form with client info. Takes about 5 minutes.
Same day — bureaus first, then individual creditors with custom text.
All complaint IDs, a tracking spreadsheet, and screenshots within 24hrs.
Deliver results under your brand. We stay invisible.
Most credit repair businesses send dispute letters directly to bureaus. Bureaus can stall, rubber-stamp a "verified" response, or simply ignore a letter with zero consequences.
A CFPB complaint is different. It goes to a federal regulator with enforcement power. The bureau responds to the government on a public record admissible in litigation.
Companies that drag their feet on dispute letters respond within 15 days when a CFPB complaint is filed. Every time.
| Factor | Dispute Letter | CFPB Complaint |
|---|---|---|
| Who sees it | Bureau only | Federal regulator + public record |
| Response time | 30-45 days | 15 days required by law |
| Legal weight | None | Regulatory enforcement pressure |
| Creates litigation trail | Limited | Yes — admissible in court |
| Can be ignored | Often | Rarely — regulatory risk |
Filed through the official CFPB portal. Immediately logged, assigned a tracking number, forwarded to the named company. A federal record is created.
The company must respond to the CFPB. Most remove legitimate errors rather than defend fraud on federal record.
With an FTC Identity Theft Report attached, bureaus must block fraudulent info within 4 business days under §605B.
Items removed. Inquiry counts drop. Collections disappear. Score improves — delivered under your brand.
Complete payment first, then submit your case through the intake form below.
Section 605B is a law inside the FCRA giving identity theft victims a direct right to block fraudulent information from their credit report. When submitted to a bureau with an FTC Identity Theft Report, the bureau must block every listed item within 4 business days — no investigation, no back-and-forth.
Best practice: File the CFPB complaint AND mail the 605B letter at the same time. Two legal mechanisms, one case. Maximum pressure. Generate the letter below in seconds.
Complete payment above first, then fill this form. We confirm within 2 business hours and deliver all confirmation IDs within 24 hours.
The exact complaint templates we use to clear collections, charge-offs, and 60+ unauthorized inquiries from a single credit report. Yours free.